Welcome to Alt Bentley Yates and All American Benefits

Providing quality insurance can be a confusing task, dominated by an alphabet soup of acronyms, constantly evolving tax codes, and a complex puzzle made up of the ever-changing needs of an organization and its people.

We are here to simplify your day.

We bring our brokers and clients the most current and innovative health insurance programs and options that create diversified, competitive benefit packages designed to:

  • Maximize tax savings for employers and employees
  • Increase employer cost control
  • Increased employee benefit choices
  • Attract and retain employees with better benefits/offerings
  • Increase employee morale
  • Offset skyrocketing health care costs

At Alt Bentley Yates and All American Benefits, our team expertly and responsively handles the administration and paperwork, and we are specialists at tax code compliance - giving you a leg up and a competitive advantage. Relax, we'll put the letters together.

Flexible Spending Accounts (FSAs) / Cafeteria 125 Plans The IRS Section 125 Cafeteria Plan, also known as a Flexible Spending Account (FSA), offers a simple method of reducing employee costs as well as costs to the employer.

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Health Reimbursement Arrangements (HRA) An HRA is an employer-funded arrangement that reimburses employees for certain medical expenses determined by the employer.

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COBRA
Administration
Federal regulations of 1986 require that companies with health, dental and/or vision coverage with 20 or more employees, regardless of how many elect for coverage, must comply with COBRA Regulations.

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